MetLife Dental Insurance Coverage Review and infos
MetLife Dental Insurance is the parent company of the Metropolitan Life Insurance Company, or MetLife Dental Insurance, and its subsidiaries. Of 90 million members in over 60 countries, MetLife Dental Insurance is one of the world’s leading suppliers of insurance, annuities, and employee compensation plans.
We live in a time of unprecedented change. A time when economies, regulations, and social safety nets are all in flux.
Customers around the globe have told us they’re overwhelmed by the pace of change and are looking for a trusted partner to help them manage life’s twists and turns.
MetLife Dental Insurance is committed to being that partner. That’s why we’re transforming our business: Delivering greater value for the people we serve by becoming a simpler, more focused, and future-facing company. We’ll be introducing new ways to meet our customers’ evolving needs, with flexible products; simpler, more intuitive experiences and a range of new services.
MetLife. Navigating life together.
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MetLife Dental Insurance. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 markets globally and holds leading positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.
METLIFE DENTAL INSURANCE BASICS For Individuals
Every MetLife dental insurance policy is a unique agreement between the benefit provider and the insured. Before we give you any specific information about your treatment coverage, we will need to review your policy. After reviewing your benefit plan and/or submitting a preapproval request, our team will provide you an accurate estimate of any out of pocket costs associated with your dentistry care. In most cases, patients with MetLife insurance can expect to receive the following coverage up to their annual plan maximums:
* 80 to 100% coverage for preventive care
* 50 to 80% coverage for restorative services
* 50 to 75% coverage for orthodontic treatments (employers have an option to elect or forgo orthodontic coverage)
* Other treatments not typically covered
How do I find a participating dentist?
There are thousands of general dentists and specialists to choose from nationwide, so you are sure to find one who meets your needs. Look for a list of participating dentists online at metlife.com.
May I choose a non-participating dentist?
You are always free to select any general dentist or specialist. However, you usually save more when you visit a participating dentist. He/she has agreed to accept negotiated fees as payment in full for covered services. Negotiated fees typically range from 30-45% below the average fees charged in a dentist’s community for similar services.4 Non-participating dentists have not agreed to accept negotiated fees. So you may be responsible for any difference in cost between the dentist’s fee and your plan’s benefit payment.
Can I get an estimate of my out-of-pocket expenses?
We recommend that you request a pre-treatment estimate for services totaling more than $300. Simply have your dentist submit a request online at metdental.com or call 1-877-MET-DDS9. You and your dentist will receive an estimate for most procedures while you are still in the office. Actual payments may vary depending upon plan maximums, deductibles, frequency limits and other conditions at time of payment.
What types of services does the plan cover?
A number of dental procedures, including:5 Exams and cleanings,root canals, X-rays, filings and much more.
How are claims processed?
Dentists may submit claims for you which means you have little or no paperwork. You can track your claims online and even receive e-mail alerts when a claim has been processed. If you need a claim form, visit metlife.com/mybenefits or call 1 800 GET-MET8.
Metlife in network dentist : https://www.mysafaridental.com/
Metlife near me : https://bit.ly/3tUNJPb