American founders insurance company reviews 2022/2023

American founders insurance company reviews 2022/2023

About American founders, insurance company reviews 2022/2023

Infos :

With over 114 years of experience, Founders Insurance Company based in Des Plaines, IL, actively writes business in 22 states and is a proud member of The Utica National Insurance Group rated “A” or “Excellent” by the A.M. Best Company.
For the latest rating, visit

Our team is made up of an experienced, energetic, dedicated, and diverse group of 180 + employees with an in-depth knowledge of standard Excess & Surplus insurance, speaking 19 different languages.

We are recognized as leaders in writing private passenger non-standard auto coverages, commercial auto, garage keepers legal, and a variety of homeowners coverages. We also have long-standing expertise in providing liquor liability, general liability, and special events coverage to the Hospitality Industry.
We pride ourselves on analytics, the development of niche products, technology integration, superior underwriting, billing, and customer and claims service.

Read More of American founders insurance company reviews 2022/2023

Our headquarters are located at:

1350 East Touhy Avenue, Suite 200W, Des Plaines, IL 60018-3303
(847) 768-0040

Please visit us at and

For more information, to inquire about purchasing one of our policies, or the possibility of representing Founders Insurance Company, please e-mail

Founders Insurance review

Founders Insurance Company, based in Des Plaines, Illinois, provides a variety of insurance choices for budget-conscious customers. It belongs to the Utica National Insurance Group. Although the auto and house insurance plans from Founders offer a respectable amount of protection, the insurance provider also provides less conventional coverage alternatives, such as liquor liability insurance.

Although the organization is renowned for its low costs, some people might find the selection of insurance coverage to be somewhat limited. Founders Insurance Company typically has lower overall customer satisfaction than many other insurance providers. See what kind of coverage options and general level of customer care you can anticipate from Founders Insurance in our review.

Options for Founders auto insurance coverage

Illinois, Indiana, Ohio, and Wisconsin residents can purchase auto insurance coverage from Founders Insurance. The business primarily targets the non-standard insurance sector, providing coverage for motorists who are judged ineligible for a policy from a traditional insurance provider. This might occur as a result of a history of severe infractions or car accidents.

The following benefits are included in Founders’ promises to policyholders along with the normal auto insurance coverages:

  • Options for individualized coverage

  • credit not checked

  • No prior insurance is necessary

  • There are electronic SR-22 filing options.

  • Acceptance of international/foreign licenses

  • Past failures are acceptable

Founders’ non-owner insurance features

For people who need a non-owners insurance choice, Founders Insurance provides plans for those whose driver’s licenses have expired, been suspended, are foreign, out-of-state, or even aren’t verifiable.

Among these choices are:

digital SR-22 filings
expanded possibilities for coverage
Benefit for accidental deaths
Coverage for legal costs

Review of Founders home insurance

Although they are more constrained in scope than those provided by many ordinary insurers, Founders Insurance offers solutions for homeowners insurance. Additionally, home insurance is less accessible than Founders auto insurance.

Options for homeowners coverage from Founders Insurance include:

The most typical homeowners policy in the US is the HO-3 policy. Limits for your primary residence range from $30,000 to $300,000.
The HO-8 policy type covers older homes with distinctive features that make it difficult to replace them using current resources. Plaster walls and custom-made moldings are just two examples of features that can increase the cost or difficulty of repairing a home.

Coverage for equipment breakdown (add-on) In the event of a loss, this coverage will safeguard household appliances. This may come in helpful if there is a power spike that can harm your electronic devices. This coverage option has some appeal because, according to the company, losses from an incident like this may cost between $39,000 and $50,000. To learn more about eligible appliances and how this coverage differs from the home contents insurance provided in Coverage C of your policy, speak with an insurance agent.

Do you need Founders insurance?

Founders Insurance provides a range of choices for anyone looking for inexpensive insurance protection. However, they have a history of poor customer service, and some customers might find the coverage alternatives to be very constrained. For those who have expensive homes, the $300,000 primary dwelling coverage limits and the paucity of robust homeowner’s policy options may not be adequate.

It’s always a good idea to do some research before purchasing an insurance policy. To learn more about how an insurance provider treats its clients, one way to do this is to look at customer testimonials. Obtaining as many quotes as you can can also be beneficial.You can find the best coverage at the most affordable prices by requesting free insurance quotes from insurancete.

Check Also

First Insurance Funding Reviews

First Insurance Funding Reviews

First Insurance Funding Reviews First Insurance Funding is a finance firm that offers premium financing …

Leave a Reply