Can Insurance Cover a Broken Windshield? : the Basic Insurance Advice
Can Insurance Cover a Broken Windshield? : the Basic Insurance Advice : today we’re gonna talk about does insurance cover a broken windshield , everybody has gone through this I’m
actually personally going through this now where I’ve had a crack in the windshield and I need to have the
windshield actually replaced so if you have comprehensive coverage then it does cover glass coverage and the thing that you have to know about is really know .
how your policy works so if you have a crack and you’re gonna need either need to get it filled or maybe if you’re in my case you have to get the entire windshield replaced then you’re gonna need to call the carrier and see how it works because a lot of times depending on how the policy was written you might have a deductible that has to be satisfied before they’ll cover it so if ,you’re talking about just a chip to fix and you have say a $500 deductible and it costs a hundred bucks to get the the chip fixed then you’re gonna pay the hundred bucks and not even worry about dealing with the insurance um , but there’s actually you can get an endorsement put on your policy that will actually waive the deductible for glass so this actually is something that typically costs another hundred bucks to add on to your policy and it’s a great way to go because it’s one of the you know ,
I think 90% of Americans have had their glass either chipped or cracked their windshield at some point in time so something to look into that if you can add that on to your policy so that if you need to have a chip replace or need to have a windshield replace that you’re not paying anything out of pocket that’ll be the best way to go you.
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